Imagine returning home and discover that the cement truck in the middle of your living room. It is difficult to photograph such a catastrophe, but it has become a reality for the residents of two houses in the city of Daly.
“I am a little shocking,” Jennifer Lu, one of the affected home owners, Tell the NBC bay area. “Fortunately, my children were not here, but my father was here. Fortunately, he was on the basement and not on the upper floor when this happened. But I was a little shock.”
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Here is how the truck ended in the Lu house, along with some tips about what to do in this situation.
Cement truck out of control destroys two houses
According to the NBC Bay area, the event is revealed when a non -occupied cement truck owned by Half Moon Bay Building and Garden Company rolled over a hill. Unfortunately, the truck was rolling – and stopped only once it rolled in two separate houses.
It is not surprising, given the size and weight of the model cement truck, this causes great damage to the homes it struck.
In fact, NBC News showed a disturbing picture of the destruction, and revealed the workers who desperately try to install a house to remove the intruder truck – with a large part of the home side throughout the car.
Now, he left Lu and her neighbor, whose house was also damaged, and he was scrambling in an attempt to find out what to do after that.
“No one was hurt, and this is the good part,” he said. “But our house has disappeared, which is what we cannot live in and we do not even know when we can live in it now.”
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What happens if a truck (or car) hit your property?
The inability to live in your home is a huge and expensive problem.
The silver lining in this catastrophe is that if a truck or car is hit, you can provide a box of property damage in order to obtain money to repair or replace the damaged drug – if you reach this point, according to The judicial branch in California.
But if this happens, the accident should be covered by Car insurance or General responsibility insurance From the company that owns a cement truck, which in this case is the building and garden company.
The company’s coverage is likely to pay for home repair in Lu, as well as for the associated losses resulting from the real estate that is not valid for housing, such as the money that is spent on a rented property and money spent on replacing damaged property.
Unfortunately, there are limits on car policies and responsibility. As a result, when the damage that happened is wide, as it seems here, the company’s insurance may not be sufficient to cover all the costs of the damage caused.
To maximize the opportunities that will be covered for all losses, it must also alert its homes insurance company. The homeowners insurance company may be able to help Lu American family insurance.
Lu may need to speak to the company’s insurance officer who owns and manages the cement truck about what they are planning to do all. They may make a settlement because responsibility is clear here.
However, she should not accept until you know the full range of damage, and perfectly, in order to speak to a lawyer to ensure that it is not exposed to the height of football or left it with damage that the truck owner must compensate.
If it is not possible to reach a settlement, or if the suspended expenses remain, LU may need to follow legal procedures against the company to obtain money.
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This article only provides information and should not be explained as advice. It is provided without guarantee of any kind.
